Mis-sold car finance?
You could be owed hundreds.
If you had a car on PCP or HP finance between 2007 and 2024, you may have been overcharged on hidden commissions and interest — and could be entitled to claim it back.
- 60-second check
- No reg needed
- Multiple cars
Did you finance a car between 2007 and 2024?
Most PCP, HP and car finance agreements taken out in that window may have been mis-sold. Find out in 60 seconds if you're owed money.
Online check. Takes under 60 seconds. Soft search only — no impact on your credit score.
Could you be owed money?
Join thousands of drivers who’ve started a check with us. If any of these sound familiar, you may have a claim.
Had finance since 2007?
On a car, van, bike or caravan using PCP or HP? You may have a claim.
Hidden commissions
Were broker commissions disclosed to you? Many drivers had no idea.
Interest rate
Were you aware your broker could adjust the interest rate on your deal?
Finance terms
Were the terms of your agreement clearly explained before you signed?
Pressured to sign
Did you feel rushed or pressured into agreeing to the finance deal?
Fees & charges
Were all the fees and charges explained before you took out the finance?
Three steps. Zero paperwork.
- 1Step 1
Tell us about you
Quick details about you and your car finance. Takes under 60 seconds, no documents needed.
- 2Step 2
We investigate
Our specialists check your finance for hidden commissions, undisclosed terms and other mis-selling indicators.
- 3Step 3
You get paid
If your claim is upheld, we recover your redress for you — averaging £829 per agreement based on FCA estimates.
Average payout
£0
per agreement · estimate
You could be owed hundreds.
Many drivers held more than one agreement across the 2007–2024 window. Each one is reviewed separately — don’t leave money sitting with the lender.
Start my online checkTakes under a minute · No credit-score impact
Important information
On 30/03/2026, the FCA, in their Statement of a confirmed redress scheme, expect eligible consumers to receive an average of £829 per agreement.
SJK Legal Ltd (trading as Car Claims Checker) is a firm of solicitors registered in Scotland (company no. SC682934), regulated by the Law Society. Using our service does not guarantee a faster or better outcome. You can also pursue your claim for free through your lender or the Financial Ombudsman Service.